When people choose to insure their cars and home with an online insurance company or 800-national company they’re giving up some HUGE benefits of working with a local, independent insurance agent.
Here are 4 reasons why you need a local, independent insurance agent!
You Have Somewhere to go if You have a Question
If you have an online insurance policy and need a question answered, you will likely have to call an 800 number.
There are long hold times, frequent transfers to various departments, and /or repeating your situation/question to several representatives when you actually speak to a live person!
When you call your local, independent insurance agent you get a local, live, familiar, trusted person on the other end ready to take care of you. They’ll answer those urgent questions, or help you with your distressing claim, or provide service on your policy to make changes because they are interested in you!
Someone is Looking Out for You
Your local, independent insurance agency will conduct a full review of you policy/policies at each renewal and when changes are made. If there are new discounts available, a new product to better protect your family, or more chances to save money on your insurance for your family they will tell you!
Your insurance agent wants you to save the most money while getting the best coverage’s possible and it’s their job to work between you and the insurance company to ensure this happens. Insurance Agents are proud to know the majority of their policy- holders personally and watch out for YOU and your family!
They May Help You Save Money on Other Insurance Policies
A major benefit to having a local, independent insurance agent is that they can help with all of your personal insurance needs and coverage’s for your family’s assets. A vast array of insurance services are available from auto to life insurance, renters and homeowners insurance, boat, RV and motorcycle coverage, and much, much more.
Your insurance agent knows your personal needs, your family’s situation, your assets/estate and can recommend policies and coverage to save you money and ensure you’re properly covered.
Having a Relationship with a Person
These days, you can order pizza online, send flowers online, bank online, and go to school online. The internet often replaces face-to-face interaction and it can be difficult to remember how beneficial it is to talk to a live person. If you are in a car accident, your computer cannot answer questions about your coverage’s or obtain certain paperwork for you.
Having a local, independent insurance agent offers the benefits of having a business relationship with an actual human being who cares for you and your family.
We love our clients here at Shaefer Insurance Agency. We only want the best for YOU, that’s why we’re independent.
We watch out for you not the insurance company.
