Shaefer Insurance Blog

Questions You Should Ask When Buying a Boat

Boat Insurance is specifically designed to minimize your exposure to the risks associated with boating and boat ownership, from liability and physical damages to injuries and special equipment.

Questions You Should Ask When Buying a Boat2026-01-27T20:44:20-05:00

Regular Checks All Florida Drivers Should Remember

Whether you're about to hit the road for a quick trip, or just returned from your spring break journey, there are many items that all Florida drivers should regularly check on their cars...

Regular Checks All Florida Drivers Should Remember2026-01-27T20:44:20-05:00

What Is Uninsured Motorist Coverage, And Do You Really Need It?

One out of every four drivers in Florida does not carry auto insurance. If one of those uninsured drivers hits you, you may not be able to recover the full amount of compensation you need for your injuries, lost wages and other damages.

What Is Uninsured Motorist Coverage, And Do You Really Need It?2026-01-27T20:44:20-05:00

The Truth About Mold & Your Home Insurance

Most basic home owners insurance policies exclude coverage of damage caused by mold, fungi, and bacteria itself, but that doesn’t mean a mold claim will be denied automatically.

The Truth About Mold & Your Home Insurance2026-01-27T20:44:20-05:00

Choosing The Right Home Insurance Deductible

Choosing the right deductible is vital to getting the most out of your homeowners insurance policy. Every policy has a deductible so every person buying homeowners insurance will have to make this decision.

Choosing The Right Home Insurance Deductible2026-01-27T20:44:20-05:00
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